It is very important to find correct branch before initiating any bank process. Though all banks will have a mechanism to verify the Harai Branch, Account Type, IFSC Code, MICR Code, and Account Name, etc. and any mismatch will result in failed transaction!
The best and simplest place to verify Harai branch is the cheque book. All banks will print the Harai on the cheque books. Also, your account pass book should have the Harai branch printed.
The address of Harai branch is Harrai, district-kupwara, pin code-193224, which is located in Kupwara District of Jammu And Kashmir State. IFSC code used in online fund transfer and MICR code used in clearing of cheques for JK Bank Harai is also provided.
Harai has number of branches spread across India. Branch banking has undergone significant changes in response to the competition in financial services market and the ever increasing consumer demands. This leads to a single consumer bearing more than one account in different banks and due to internet banking, as in case of JK Bank Harai branch, fund transfer between these banks is also possible.