It is very important to find correct branch before initiating any bank process. Though all banks will have a mechnism to verify the Focal Point Branch, Account Type, IFSC Code, MICR Code, and Account Name, etc. and any mismatch will result in failed transaction!
The best and simplest place to verify Focal Point branch is the cheque book. All banks will print the Focal Point on the cheque books. Also, your account pass book should have the Focal Point branch printed.
The address of Focal Point branch is Focal point opposite aarati steels ltd shiv chowk focal point, which is located in Ludhiana District of Punjab State. IFSC code used in online fund transfer and MICR code used in clearing of cheques for Indian Bank Focal Point is also provided.
Focal Point has number of branches spread across India. Branch banking has undergone significant changes in response to the competition in financial services market and the ever increasing consumer demands. This leads to a single consumer bearing more than one account in different banks and due to internet banking, as in case of Indian Bank Focal Point branch, fund transfer between these banks is also possible.
*The Bank Branch information information presented above is for reference only. Please verify Bank Branch details before initiating any transfer or operation!